Bertie County, NC

Homes Under $200K in Bertie County, NC

53 active37 outside city limitsUpdated Oct 16, 2026About these listings

Entry-level homes across Bertie County listed under $200,000.

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Showing 9 of 53 listings under $200K · Page 1 of 6

NC 1st Home Advantage Down Payment

$15,000

For first-time buyers, veterans or a home in a targeted area. A 0% deferred second mortgage, forgiven in years 11 to 15.

Down-payment help · NC Housing Finance Agency

Bertie County buyers may qualify for down-payment assistance.

  • Household income up to $117,000 for one or two people, $137,000 for three or more, in Bertie County.
  • Home price up to $525,000.

NCHFA limits effective June 15, 2026. Your lender confirms eligibility.

How it works in Bertie County

About Under $200K listings

Entry-level homes across Bertie County listed under $200,000. Much of rural Bertie qualifies geographically for USDA financing — but the property still has to pass USDA's condition standards. See the <a href="/bertie-usda-eligibility/">USDA Eligibility Brief</a> for how that works before you fall in love with a listing.

USDA eligibility
Geography is only half the picture — condition standards matter too. See the USDA Eligibility Brief.
Condition
Entry-level pricing often reflects deferred maintenance — budget for an inspection and a contingency reserve.
County
All listings are Bertie County, NC only.
Listing definitions
From the listing agents' MLS entries, read as the definitions page describes. Definitions and glossary

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